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The easy application makes the process hassle free!
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FILL OUT OUR EASY FORM

The Loan Match Process is Fast!
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TOTALLY SECURE

Cash as soon as the next buisness day!

What is a fast loan?

Popularly known as payday loans or Cash Advance Loans, fast loans personal loans for short-term. The loan is repaid through a preauthorized withdrawal system (electronically powered) from the bank account on next payday. The loan amount together with interest is debited from your bank account. This means, to get the benefits of these loans, you need to have a bank account with a direct debit facility.

 

What is the approval time?

This depends a lot on the lender and how satisfied he is with your online application and the documents you have provided and whether you are eligible for the loan. However, once satisfied, the amount reaches your account within 24 hours. That's why it's a fast loan!

 

How secure will be my personal information?

If you with a registered payday loan lender, your information will always be secure. Go through the privacy policy once and you would know what steps the lender takes to keep your information secure.

 

What are the approval requirements?

This again depends on the lender. Some lenders are very lenient while some are strict. Moreover, the terms and conditions also differ a lot. However, the basic terms of approval include;

  • You must be employed for the past 3 months.
  • You must take home at least a $1000 monthly after tax deduction.
  • You must have a valid bank account in your name.
  • Must provide appropriate work phone and home number.

 

What if my credit rating is poor?

That really should not matter. The fast cash loans have been designed to help those who are in a financial spot and do not have any other option to borrow. Banks won't lend money as their credit is poor. Thus, fast cash loan lenders do not look at your credit standing. You need to fulfil the lender requirements for borrowing the loan and you are good to go.

 

Is a credit check run by the lender before approving the payday loan application?

No, credit checks are not required. At times, the lenders do use a consumer database but that is only for a fast approval of the loan.

 

What's the surety that the lender at the end of payday will withdraw only the amount agreed upon?

The lender is legally bound to withdraw only the specified amount. Not doing so is a punishable offence.

 

What do I need to do once I have submitted the online application form?

A customer care executive contacts you shortly. He will ask you more on the loan and let you know the interest rates and types of loans available. An email is also sent approving the application submitted. Generally, the customer care representative takes you through the process.

 

Are other costs involved?

The good, reputed lenders never charge any extra fee for the service. However, there are many lenders who do charge a service fee. It all depends who you are choosing.

 

Fast loans are for your benefit. Solve your money problem. Never misuse them.

MATERIAL DISCLOSURE:

APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 200% and 1386%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000. Not all lenders can provide up to $1,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participatign lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit.

Professional Advice. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans.